About us

Our team and our process

Capital Credit Canada is your trusted partner for credit repair, car approvals, real estate and loans. Bilingual service, Monday to Saturday.

Working a client credit file
Who we are

A real team working your file every week.

Not software firing the same letter at everyone. Every item on your report is read, challenged on the ground that actually applies to it, then pushed until the bureau answers.

How we work

Two bureaus. Every item. Until it moves.

01

Both bureaus, always

A collection can sit on Equifax and not TransUnion. Cleaning one file is worthless if your lender pulls the other.

02

Item by item

Every account is challenged on the ground that actually applies to it: wrong balance, duplicate entry, incorrect date, unverifiable debt, out-of-date information.

03

We track the clock

Bureaus have a regulated window to verify with the creditor. We log it, watch it, and follow up the day it expires.

04

The creditors too

On the Aggressive plan we go past the bureau: we communicate directly with the creditor reporting the information and escalate where needed.

05

You see everything

A monthly report: what came off, what was refused, what goes back out. No radio silence.

06

Then the financing

Once the file is clean we do not hand you off. Auto, mortgage, business funding — we connect you to our partners.